Montgomery County
D+
Overall31.1kPopulation

Photo: Wikipedia

ReloMaps Score3/10
D+
Housing10/10
Affordable: 1.7x income
Population Density10/10
Open: 48/sq mi
Humidity5/10
Humid: 65°F dew pt
Healthcare1/10
Limited
Stability2/10
Volatile
Cost10/10
Affordable: 52 index
Economic Opportunity3/10
Weak: $53k median
Job Market7/10
Strong: 3.9% unemployment
Wealth Floor5/10
Okay
Taxes4/10
Moderate: 11.2% burden
Crime & Safety5/10
Fair
Traffic5/10
Fair
Education3/10
Weak
Degreed1/10
Low: 21% degreed
Homesteading9/10
Prime
Water1/10
Poor
National Disaster3/10
High-Risk
Power Grid9/10
Reliable: ~104 min/yr

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Best Places to Live

Cities & Towns

Cities in Montgomery County

What It's Like Living in Montgomery County, KS

Living in Montgomery County, Kansas, feels a bit like stepping back to a time when life moved at a deliberate, neighborly pace, but with the modern conveniences you actually need. The county’s identity is rooted in its small cities like Coffeyville, Independence, and Caney, each with its own distinct character, connected by wide-open rural spaces where the wind carries the smell of hay and fresh-turned earth. It’s a place where people know each other by name, where a wave from a passing pickup is standard, and where the cost of living is so low it can feel like a financial superpower.

The Daily Rhythm: What Weekends and Weekdays Actually Look Like

For most folks in Montgomery County, the day starts early. The average commute is a breezy under 19 minutes, which means less time in the car and more time for what matters. In Coffeyville, you might grab coffee at a local spot before heading to a job at a major employer like the Coffeyville Resources refinery or a regional healthcare facility. In Independence, the rhythm is similar, with many residents working in education, manufacturing, or agriculture. Weekends are often spent on practical projects—fixing a fence, tending a garden, or heading to a local lake for fishing. Shopping is a mix of local hardware stores and grocery chains, with a trip to a bigger city like Tulsa (about an hour and a half south) reserved for major purchases. The pace is unhurried, and there’s a genuine appreciation for a job well done and a cold drink on the porch afterward.

Sports, Community, and the Places People Gather

High school sports are the heartbeat of the county. Friday nights in the fall mean everyone heads to the field to watch the Coffeyville Golden Tornado or the Independence Bulldogs. It’s not just a game; it’s a community event where you catch up with neighbors and cheer for kids you’ve watched grow up. Beyond high school, Coffeyville Community College brings a collegiate energy, with its athletic programs drawing crowds and giving local sports fans a reason to fill the stands. For entertainment, the Dalton Defenders Museum in Coffeyville is a point of pride, telling the story of the town’s famous 1892 bank raid. For a night out, locals might head to a familiar bar in Caney or grab a steak dinner at a well-known restaurant in Independence. The county fair circuit is a big deal, with the Montgomery County Fair in Coffeyville being a highlight, complete with livestock shows, carnival rides, and the kind of fried food that defines a summer evening.

Who Fits In, and the Honest Trade-Offs

Montgomery County is a natural fit for people who value space, quiet, and a lower cost of stress. With a median home value of $92,100 and a cost of living index of 52 (half the national average), it’s a place where a single income can buy a comfortable home and a decent yard. The median household income of $53,242 goes a long way here. It attracts families looking for safe, slow-growing communities where kids can roam, and it appeals to retirees or remote workers who want their paycheck to stretch further. The median age of 40.3 reflects a mix of young families and established residents. However, the trade-offs are real. The violent crime rate of 448.9 per 100,000 is higher than the national average, and it’s a topic of conversation among locals, particularly in certain parts of Coffeyville. The 21.3% college-educated rate is lower than many suburban areas, which can mean fewer white-collar job opportunities locally. Residents often drive to Tulsa or even Wichita for specialized careers or major cultural events.

Weather, Seasons, and the Practical Realities

The weather here is a character in its own right. Summers are hot and humid, with July and August pushing into the 90s, making a trip to the lake or a backyard pool a necessity. Winters are cold but not brutal, with occasional snow that shuts things down for a day before melting. Spring brings dramatic thunderstorms and the ever-present risk of tornadoes—it’s part of life, and most homes have a basement or a plan. The seasons are distinct, and people mark time by them: planting in the spring, harvesting in the fall, and hunkering down in the winter. Schools, like the USD 445 in Coffeyville and USD 446 in Independence, are central to community life, hosting everything from parent-teacher nights to holiday concerts. Traffic is a non-issue; you might wait for a train in Coffeyville, but you’ll never sit in a traffic jam. For those who crave a genuine, grounded lifestyle without the high price tag, Montgomery County offers a version of the American heartland that’s still very much alive.

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