
Photo: Wikipedia
Quality of Life in Hico, TX
Above-average quality of iife. The area offers a reasonable cost of living, decent mobility, and a mix of neighborhood amenities.
What does Quality of Life tell us?
Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.
What does this tell us?
Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.
Cost of Living
45% below national average
The Real Cost of Living in Hico, TX for 2026
| Tier | Individual | Family (4) |
|---|---|---|
| Survival | $12k | $22k |
| Comfortable | $24k | $35k |
| Luxury | $77k+ | $120k+ |
| Elite (Top 5%) | $91k+ | $141k+ |
149%
The Area Signal
A metric tracking the socioeconomic signals of the area.

Hobbies
Explore the areaGroceries
0 within 10 miles
Gas
0 within 10 miles
Hospital
0 within 20 miles
Airport
DFW — Dallas/Fort Worth International
Post Office
Critical Amenities
Quality-of-Life Analysis
Hico, Texas, is a small Hamilton County town of roughly 1,400 residents where the cost of living sits at an extraordinary 55 on the national index (100 = U.S. average) — meaning everyday expenses run about 45% below the typical American city. The community skews toward retirees, ranchers, and remote workers who prioritize space and quiet over urban convenience, and the local culture reflects that mix of agricultural pragmatism and slow-paced leisure. With a median home value of $122,600 and median rent of $725, Hico offers a level of affordability that is increasingly rare even in rural Central Texas, though the trade-off is a limited job market and a long drive to major employment centers.
Housing costs and affordability compared to Stephenville and Waco
Hico’s housing market is dramatically cheaper than the surrounding region. The median home value of $122,600 is roughly half the Texas statewide median of about $240,000, and it undercuts nearby Stephenville (median around $210,000) and Waco (median around $185,000) by a wide margin. Renters fare equally well: the median rent of $725 is about $300 less than the national median and nearly $200 below what comparable units fetch in Stephenville, 20 miles north. Property taxes in Hamilton County run around 1.6% of assessed value — slightly above the state average but offset by the low purchase price. The average commute of 22.1 minutes is deceptively modest; most residents drive that far just to reach Stephenville’s grocery stores and big-box retail, while jobs in Waco (55 miles east) or Fort Worth (90 miles northeast) require a 60- to 90-minute one-way trip. For buyers, the trade-off is clear: maximum square footage per dollar, but minimal local employment options.
Daily life, schools, and what the town actually offers
Hico’s amenities are small-town by design. The downtown strip along U.S. 281 features the famous Koffee Kup Family Restaurant, a handful of antique shops, and the Honey Bee Farm, but there is no hospital (the nearest is in Hamilton, 15 miles west) and no full-service supermarket — residents typically stock up in Stephenville. The Hico Independent School District serves roughly 500 students across one elementary, one middle, and one high school, with a student-teacher ratio near 12:1 and a graduation rate above 95%. Extracurriculars center on 2A athletics, FFA, and rodeo, reflecting the area’s ranching base. The town’s rhythm is dictated by the annual Hico Peanut Festival each October and weekend traffic from motorcyclists riding the nearby Three Sisters scenic loop. Internet access is a real limitation: fiber is available in parts of town, but many rural addresses rely on fixed wireless or satellite, which matters for remote workers. Restaurants close by 8 or 9 p.m., and the nearest movie theater or shopping mall is a 40-minute drive.
Retirees on fixed incomes, ranchers who already work the land, and remote workers who can tolerate a 22-minute drive to Stephenville for errands will find Hico genuinely livable. Families with school-age children should weigh the district’s small size and limited advanced coursework against the safety and community involvement. Professionals needing daily urban access, specialized healthcare, or reliable high-speed internet should look elsewhere — the savings on housing will not compensate for the isolation. For the right buyer, Hico delivers an exceptionally low-cost, low-stress base in the Texas Hill Country, provided they bring their own job and their own patience.
Crime in Hico, TX
Lower crime rates than 78% of comparable U.S. locations.
Violent CrimeViolent Crime Analysis
Property CrimeProperty Crime Analysis
Crime Analysis
Hico, Texas, presents a notably safe profile for a small Central Texas community, with violent crime rates that sit below the national average and property crime rates that are dramatically lower than both state and national figures. The town's reported violent crime rate of 330.3 per 100,000 residents and property crime rate of 396.3 per 100,000 place it in a favorable position compared to larger Texas municipalities, though residents should still exercise standard precautions. Located roughly 70 miles southwest of Fort Worth, Hico benefits from its rural Hamilton County setting while remaining accessible to the Dallas-Fort Worth metroplex.
Crime in context
Hico's violent crime rate of 330.3 per 100,000 is moderately below the national average of approximately 380 per 100,000, but the property crime picture is where the town truly stands out. At 396.3 per 100,000, Hico's property crime rate is roughly 60% lower than the Texas state average and less than half the national figure. This gap reflects the town's small population of roughly 1,400 residents, where community familiarity and limited commercial density naturally reduce opportunities for theft, burglary, and vandalism. For context, nearby larger cities like Stephenville (pop. 21,000) report property crime rates closer to 2,500 per 100,000, making Hico's numbers exceptional even for rural Texas.
What residents experience
Daily life in Hico is characterized by low-level, opportunistic incidents rather than organized or violent crime. The most commonly reported issues include minor thefts from unlocked vehicles, occasional burglaries of outbuildings on rural properties, and the rare alcohol-related disturbance near the town's historic square, home to the Koffee Kup Family Restaurant and the legendary "Old Hico" museum district. Violent incidents are rare enough that they typically generate significant local attention when they occur, and the Hamilton County Sheriff's Office, based in Hamilton (15 miles south), provides primary law enforcement coverage alongside the Hico Police Department. The town's proximity to U.S. Highway 281 and State Highway 6 means transient traffic passes through regularly, which occasionally contributes to drug-related arrests but has not translated into elevated violent crime statistics.
Residents report feeling safe walking the downtown area after dark, and neighborhood watch participation is active in the residential subdivisions east of the square. The lack of a progressive prosecutorial environment in Hamilton County — where the district attorney's office takes a traditional, victim-centered approach to prosecution — is viewed by many residents as a contributing factor to the area's consistently low crime rates. Texas's 220th Judicial District, which covers Hamilton County, maintains a conviction-oriented philosophy that local residents generally credit with keeping repeat offenders off the streets.
Neighborhood-level variation in Hico is minimal but worth noting. The older homes near the downtown commercial district see slightly higher foot traffic and associated petty crime, while the newer developments along Farm-to-Market Road 220 and the outskirts of town experience almost no reported incidents. Renters in the small apartment complexes on the north side of town report occasional noise complaints, but these rarely escalate to criminal matters. For families considering relocation, Hico's safety profile is a genuine asset — the town consistently ranks among the safer communities in Hamilton County, and its crime statistics reflect a community where residents still know their neighbors by name.
* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-10-28T12:01:16.000Z
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