Fargo, ND vs Horace, ND
Side-by-side comparison · Updated Jun 2026


Report card
| Category | FargoFargo, ND | HoraceHorace, ND | Same grade |
|---|---|---|---|
| ReloScoreOverall grade | |||
| Affluence | Average | Good | |
| Cost of Living | |||
| Crime | Elevated | Safe | |
| Education | |||
| Quality of Life | Good | Great | |
| Sovereignty | High Autonomy | High Autonomy | Same |
| Strategic | Defensible | Defensible |
Grades rate each place against all US places. How grades work →
At 30.6 minutes, the average commute in Horace, ND is nearly double the 15.8 minutes in Fargo, ND, based on 2023 Census figures. Fargo, ND and Horace, ND also differ sharply in household composition: the average household size in Horace is 3.0, 40% larger than Fargo's 2.1, placing Horace in the 89th percentile for that metric versus Fargo's 10th. Horace's median household income of $145,801 is 2.2 times higher than Fargo's $66,029, landing Horace in the 94th percentile and Fargo in the 40th percentile. The poverty rate in Fargo is 12.8%, 8.4 percentage points higher than Horace's 4.4%, with Fargo in the 56th percentile and Horace in the 10th percentile.
Population figures show a stark contrast: Fargo has 129,064 residents, 125,100 more than Horace's 3,964, placing Fargo in the 92nd percentile and Horace in the 17th percentile. Population density follows the same pattern, with Fargo at 2,487 people per square mile, 8.0 times denser than Horace's 312, putting Fargo in the 70th percentile and Horace in the 10th percentile. Property crime rates also diverge: Fargo reports 3,248 incidents per 100,000 people, 2.3 times higher than Horace's 1,417, with Fargo in the 94th percentile and Horace in the 53rd percentile. The cost of living index in Horace is 113, 31% higher than Fargo's 86, reflecting Horace's higher home values and comfortable income thresholds.
AI-generated and may contain mistakes. Verify any details that matter before acting on them. Generated Oct 2026.
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Where they differ most
Where they're close
Cost of living
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| COL indexCost of living index (100 = US) | 8635th pctl | 11358th pctl | Cost of living index (100 = US): Fargo, ND 86; Horace, ND 113; Horace is 31% higher. |
| Home valueMedian home value | $269,80048th pctl | $444,60077th pctl | Median home value: Fargo, ND $269,800; Horace, ND $444,600; Horace is 65% higher. |
| Median rent | $91621st pctl | $96327th pctl | About the same |
| Household incomeMedian household income | $66,02940th pctl | $145,80194th pctl | Median household income: Fargo, ND $66,029; Horace, ND $145,801; Horace is 2.2 times higher. |
| Comfortable (single)Comfortable income (single) | $52,41848th pctl | $86,37879th pctl | Comfortable income (single): Fargo, ND $52,418; Horace, ND $86,378; Horace is 65% higher. |
| Comfortable (family)Comfortable income (family of 4) | $77,05448th pctl | $126,97679th pctl | Comfortable income (family of 4): Fargo, ND $77,054; Horace, ND $126,976; Horace is 65% higher. |
| AffordabilityHousing affordability | Affordable | Affordable | Housing affordability: Fargo, ND B+; Horace, ND A+; Horace is graded higher. |
Housing-adjusted salary
the same housing budget in Horace needs about
$98,500
Based only on local housing costs and incomes (cost-of-living index 86 vs 113). Leaves out taxes, groceries and transport. How it works →
Data: U.S. Census ACS 5-year, ReloMaps cost-of-living index (2023–2024).
Jobs & income
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| Unemployment | 2.2%2nd pctl | 2.2%2nd pctl | About the same |
| Job growthJob growth (YoY) | +1.5%64th pctl | +1.5%64th pctl | About the same |
| Per-capita income | $42,21262nd pctl | $64,32289th pctl | Per-capita income: Fargo, ND $42,212; Horace, ND $64,322; Horace is 52% higher. |
| Poverty rate | 12.8%56th pctl | 4.4%10th pctl | Poverty rate: Fargo, ND 12.8%; Horace, ND 4.4%; Fargo is 8.4 points higher. |
| CommuteAverage commute | 15.8 min5th pctl | 30.6 min88th pctl | Average commute: Fargo, ND 15.8 min; Horace, ND 30.6 min; Horace is 15 minutes longer. |
| Work from home | 8.1%34th pctl | 10.9%52nd pctl | Work from home: Fargo, ND 8.1%; Horace, ND 10.9%; Horace is 2.8 points higher. |
| OpportunityEconomic opportunity | Stable | Strong | Economic opportunity: Fargo, ND C-; Horace, ND B; Horace is graded higher. |
| Job market | Strong | Strong | About the same |
Data: U.S. Census ACS 5-year, BLS (2023).
Safety
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| Violent crimeViolent crime per 100k | 37375th pctl | 22350th pctl | Violent crime per 100k: Fargo, ND 373; Horace, ND 223; Fargo is 67% higher. |
| Property crimeProperty crime per 100k | 3,24894th pctl | 1,41753rd pctl | Property crime per 100k: Fargo, ND 3,248; Horace, ND 1,417; Fargo is 2.3 times higher. |
| 5-yr trendViolent crime, 5-yr trend | Falling | Falling | |
| Crime & safety | Fair | Safe | Crime & safety: Fargo, ND C-; Horace, ND B+; Horace is graded higher. |
| Traffic safety | Very SafeCounty figure. County-level figure: measured for the surrounding county. | Very SafeCounty figure. County-level figure: measured for the surrounding county. | About the same |
Data: FBI Crime Data, NHTSA FARS (2025).
Quality of life
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| Air quality | GreatCounty figure. County-level figure: measured for the surrounding county. | GreatCounty figure. County-level figure: measured for the surrounding county. | About the same |
| ClimateClimate comfort | Dry | Dry | About the same |
| HealthcareHealthcare access | ExcellentCounty figure. County-level figure: measured for the surrounding county. | ExcellentCounty figure. County-level figure: measured for the surrounding county. | About the same |
| Tap water | Clean | Clean | About the same |
| Power grid | ReliableState figure. State-level figure: the local figure isn't published. | ReliableState figure. State-level figure: the local figure isn't published. | About the same |
| HomesteadingHomesteading potential | Prime | Prime | About the same |
| Disaster riskNational disaster risk | High-Risk | High-Risk | About the same |
3 rows not shown: broadband, walkability and local food access aren't available for either place.
Data: EPA AirData, NOAA NCEI, County Health Rankings, FCC, Geoapify POIs, EPA SDWIS, EIA, OpenStreetMap, FEMA National Risk Index (2022–2024).
Taxes & laws
Both are in North Dakota, so state taxes and state laws (homeschooling, firearms, property rights) are the same. See North Dakota →
Strategic location
How exposed each place is to large-scale disruption, based on distance from big cities, likely targets and natural hazards.
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| Large cityNearest large city | 1,210 mi92nd pctl | 1,212 mi92nd pctl | About the same |
| Target proximity | Poor | Fair | Target proximity: Fargo, ND D-; Horace, ND B; Horace is graded higher. |
| To borderDistance to international border | 149 mi16th pctl | 156 mi17th pctl | About the same |
| To coastDistance to coastline | 1,157 mi97th pctl | 1,160 mi97th pctl | About the same |
| StrategicStrategic location | Defensible | Defensible | About the same |
Data: ReloMaps strategic assessment.
People
| Metric | Fargo, ND | Horace, ND | Difference |
|---|---|---|---|
| Population | 129,06492nd pctl | 3,96417th pctl | Population: Fargo, ND 129,064; Horace, ND 3,964; Fargo is 125,100 larger. |
| DensityPopulation density (per sq mi) | 2,48770th pctl | 31210th pctl | Population density (per sq mi): Fargo, ND 2,487; Horace, ND 312; Fargo is 8.0 times higher. |
| Median age | 32.212th pctl | 3419th pctl | Median age: Fargo, ND 32.2; Horace, ND 34; Horace is 1.8 years older. |
| Bachelor's+Bachelor's degree or higher | 43.2%71st pctl | 43.5%71st pctl | About the same |
| Household sizeAverage household size | 2.110th pctl | 389th pctl | Average household size: Fargo, ND 2.1; Horace, ND 3; Horace is 40% larger. |
More about Fargo's residents · Horace's residents
Data: U.S. Census ACS 5-year (2023).
Politics
Information only. Not part of any grade, difference or summary on this page.
Moving between Fargo and Horace
- Median rent: $916 in Fargo, $963 in Horace
- Median home value: $269,800 in Fargo, $444,600 in Horace
- Cost of living index (100 = US): 86 in Fargo, 113 in Horace
- Median household income: $66,029 in Fargo, $145,801 in Horace
- Comfortable income (family of 4): $77,054 in Fargo, $126,976 in Horace
- Unemployment: 2.2% in Fargo, 2.2% in Horace
- Average commute: 15.8 min in Fargo, 30.6 min in Horace
- Violent crime per 100k: 373 in Fargo, 223 in Horace
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More places like Fargo and Horace
- Data: Cost of living: U.S. Census ACS 5-year, ReloMaps cost-of-living index (2023–2024).
- Data: Jobs & income: U.S. Census ACS 5-year, BLS (2023).
- Data: Safety: FBI Crime Data, NHTSA FARS (2025).
- Data: Quality of life: EPA AirData, NOAA NCEI, County Health Rankings, FCC, Geoapify POIs, EPA SDWIS, EIA, OpenStreetMap, FEMA National Risk Index (2022–2024).
- Data: Strategic location: ReloMaps strategic assessment.
- Data: People: U.S. Census ACS 5-year (2023).
* Values derived from national, state, county, city and local statistics and may differ in a specific area.
Narrative content on this page is AI-generated and may contain mistakes. Verify any details that matter before acting on them.
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